Our services for the social economy

Optimal insurance solutions for providers and employees

Reliable and competent

Whether kindergartens, retirement homes, care and advice centers, migration services or other social institutions for people with and without disabilities: as a leading insurance broker in the social economy, we have been offering the best insurance products for providers and employees and, of course, for buildings, inventory, etc. With us, your institution has reliable, competent experts at its side at all times in all important insurance matters and beyond.

We enable you to run your day-to-day operations without having to maintain capacities or specialist knowledge of insurance and risks yourself. You can therefore concentrate fully on your clients and your social work. Thanks to our many years of experience in risk management, we know exactly which insurance solutions work in practice and where there are still gaps. We use this expertise to manage risks and protect your assets.

0 non-profit, public and private institutions in the social economy that we support.
0 % market share in the elderly care segment.
0 people enjoy carefree vacations every year thanks to our insurance solutions.

Protection of employees and volunteers

Social institutions have specific risks arising from their work with vulnerable groups such as children, the elderly, people with disabilities or the sick. We specialize in this risk profile and know the right insurance solutions for the safety of your clientele. Employees and volunteers in social institutions are often exposed to particular physical and psychological stress. Special insurance policies such as professional indemnity insurance or accident insurance offer protection and support in the event of a claim.

Fleet management

Social institutions often have a large fleet of vehicles to meet their diverse mobility requirements. However, fleet management is complex and involves major challenges. With our Mobility ecosystem ecosystem, we offer you an all-round service for sustainable and economically efficient fleet management. We support you with integrated solutions for telematics, maintenance management, cost control and much more to optimally manage and operate your fleet.

Pension provision

Many employees in the social economy are women who often only work part-time and therefore have lower pension entitlements. With our employee benefits, they have financial security in old age and can close the pension gap caused by lower incomes and reduced working hours. In addition, they increase the attractiveness of and loyalty to the workplace, as they are a valuable benefit that contributes to long-term security.

Special insurance solutions

Thanks to our very good market position and close relationships with insurers, we can negotiate better conditions for you. We also use this negotiating power to develop insurance products that help our customers. For example, the retirement home policy, special public liability insurance, including for people who work in workshops for the disabled, or a newly developed tenant protection policy which covers private landlords who provide accommodation for clients of social institutions.

Safety on excursions, group trips and camps

Anyone organizing a trip, excursion or event knows how important it is to offer participants unforgettable experiences. However, every activity has its own challenges and risks. In the social economy, the focus is often on particularly vulnerable groups - children, young people, senior citizens or people with disabilities. These people trust you and your services, and you want to live up to this responsibility. Here in particular, specially tailored insurance cover for joint activities is essential. Fortunately, you can rely on our tailor-made insurance solutions.

Protection for employees and volunteers abroad

Social welfare organizations frequently organize aid missions, often in unstable and therefore potentially dangerous regions of the world. With our Travel Risk Management, you can provide the necessary protection for employees and volunteers on foreign assignments. In addition to a comprehensive and tailor-made insurance package, our experts also support you in preparing for such assignments and help you to find the right cooperation partners so that you can intervene on site in an emergency.

Our insurance cover for voluntary work

Voluntary work is important for our community - and deserves great recognition. To ensure that the associated risks are optimally covered, we have developed specialized accident and liability insurance solutions on the initiative of the German federal states, which focus on protecting volunteer work.

For many years, we have been the first point of contact for many federal states when it comes to insuring volunteers. For example, we manage the collective liability and accident insurance policies for volunteers in Rhineland-Palatinate, North Rhine-Westphalia, Berlin, Brandenburg, Baden-Württemberg, Schleswig-Holstein, Saxony, Saxony-Anhalt, Mecklenburg-Western Pomerania, Hamburg and Saarland.

Newsletter for the social economy

Our newsletter provides you with all the important information on safeguarding social economy institutions.

Further insurance solutions for your needs

Discover our diverse insurance portfolio.

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