Luggage insurance

Luggage insurance protects travelers against the financial consequences of loss, theft or damage to their luggage. It covers the cost of replacing or repairing the lost or damaged items.

Protect your luggage, wherever your journey takes you!

Luggage insurance - what is it?

Whether you're on a business trip or vacation - the loss of or damage to your luggage can quickly ruin your travel plans. Luggage insurance protects you against the financial consequences and protects you against such risks.

Facts & Figures

0 piece of baggage per 1,000 passengers is lost on average

0 % the number of reported claims increases annually

0 % coverage worldwide

Your advantages at a glance

Luggage insurance ensures that you don't have to worry about lost or stolen luggage while on vacation. Enjoy your trip carefree.

Protection in the event of theft

Assumption of costs in the event of theft of luggage

Protection in the event of damage

Cover for damage to luggage

Worldwide protection

Validity of the insurance worldwide

Protection in the event of lost luggage

Reimbursement for lost luggage

FAQ about luggage insurance

We have summarized the most frequently asked questions about luggage insurance for you in our FAQ. Our experts will also be happy to provide you with individual advice.

Why is luggage insurance important?

Luggage can easily be lost, stolen or damaged during a trip. Luggage insurance offers financial protection and helps to cover the cost of replacing or repairing the affected items.

What damage is covered by luggage insurance?

Luggage insurance typically covers the following losses:

Theft: loss due to theft during the trip
Damage: damage to luggage due to improper handling or accidents
Loss: Loss of luggage during transportation by airlines, trains or other means of transport
Robbery: loss due to robbery or theft of luggage by force
Natural hazards: damage caused by natural events such as storms, flooding or earthquakes

What is not covered by luggage insurance?

As a rule, the following are not covered

Damage caused intentionally
Damage caused by gross negligence on the part of the policyholder
Losses due to unattended luggage
Damage caused by war, civil unrest or nuclear events
Normal wear and tear
Valuables transported in checked baggage (depending on the contract)

Who needs luggage insurance?

Holidaymakers: protection against the financial consequences of loss or damage to luggage while on vacation
Business travelers: Cover against loss of or damage to luggage during business trips
Families: cover for the luggage of all family members during the trip
Group travelers: Cover against loss of or damage to baggage when traveling in groups

What is the difference to household contents insurance?

Luggage insurance offers special protection for luggage while traveling and covers risks that are specific to travel. Household contents insurance usually only covers damage to household contents in your own apartment or house and offers no or only limited protection for luggage while traveling.

Travel Risk

To ensure that your employees or volunteers are always optimally protected on business trips or foreign assignments, our expert unit offers you a comprehensive range of services for your travel risk management. Rely on our expertise for the best possible protection for your employees or volunteers.