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Machinery insurance

Machinery insurance protects companies against the financial consequences of damage to stationary and mobile machinery and equipment.

Keep your machines running

Machinery insurance - what is it?

Unforeseeable breakdowns due to operating errors, material defects or technical faults can cause considerable production losses. Machine insurance protects your equipment.

Facts & Figures

0 % of reported machine damage results from material defects

0 claims are reported in Germany every year

0 Mio. € can cost production losses per day

Your advantages at a glance

Machinery insurance protects your valuable machinery against damage caused by accidents, wear and tear and technical defects.

Protection in the event of operating errors

Assumption of costs for damage caused by operating errors

Protection in the event of production downtime

Reimbursement for production losses due to machine damage

Protection in the event of technical defects

Insurance for technical defects

Protection against sabotage and vandalism

Insurance in the event of wilful damage

FAQ on machinery insurance

We have summarized the most frequently asked questions about machine insurance for you in our FAQ. Our experts will also be happy to provide you with individual advice.

Why is machinery insurance important?

Machinery and equipment are often expensive and play a crucial role in operational processes. Damage to these can lead to considerable financial losses and business interruptions. Machinery insurance offers financial protection and helps to cope with the economic impact of such damage.

What damage is covered by machinery insurance?

Machinery insurance typically covers the following types of damage:

Operating errors: Damage caused by improper handling or incorrect operation
Material defects: Damage caused by faulty material or manufacturing defects
Design errors: Damage caused by faulty design or planning
Short circuit and overvoltage: Damage caused by electrical faults
Foreign bodies: Damage caused by foreign bodies entering the machine
Overload: Damage caused by overloading or overstressing the machine
Sabotage and vandalism: Damage caused by willful damage

What is not covered by machinery insurance?

As a rule, the following are not covered

Damage caused intentionally
Damage caused by gross negligence on the part of the policyholder
Damage caused by war, civil unrest or nuclear events
Damage caused by normal wear and tear
Damage caused by unauthorized or illegal activities

Who needs machinery insurance?

Industrial companies: Protection for production facilities, machinery and technical equipment
Craft businesses: Protection for tools, machines and technical equipment
Construction companies: Protection for construction machinery and equipment
Agricultural businesses: protection for agricultural machinery and equipment

Is there special machinery insurance for certain industries?

Yes, there are specialized machinery insurance policies that are tailored to the specific risks and requirements of different sectors, such as industry, trade, construction or agriculture.

What are typical exclusion clauses in machinery insurance?

Damage caused by intentional or grossly negligent behavior
Damage caused by war, civil unrest or nuclear events
Damage due to normal wear and tear
Damage caused by unauthorized or illegal activities

ecsolutions

Solutions rethought! With our ecsolutions, we offer you complete ecosystems that include more than just insurance. Here, experts with in-depth know-how advise you individually on your situation and your specific needs and provide you with comprehensive support in the form of tailor-made services and products.