Travel cancellation insurance

Travel cancellation insurance protects travelers from the financial consequences of a trip cancellation. It covers the costs for the cancellation and other non-refundable expenses.

Protect travel plans from the unpredictable

Travel cancellation insurance - what is it?

Even if your trip has been planned down to the smallest detail, sometimes life gets in the way and throws a spanner in the works. With travel cancellation insurance, you can avoid high cancellation costs and plan your next trip with peace of mind.

Facts & Figures

0 % of cancellations are caused by illness and accidents

0 € is the average cost of cancelations

0 € excess for travel cancellation insurance

Your advantages at a glance

Cancellation insurance protects you from the financial consequences of unexpected cancelations.

Reimbursement up to 100%

Reimbursement of cancellation costs in the event of trip interruption

Disease protection

Reimbursement in the event of sudden illness or accident

Valid worldwide

Insurance cover for travel worldwide

Travel warnings

Refunds in the event of official travel warnings

FAQ on travel cancellation insurance

We have summarized the most frequently asked questions about travel cancellation insurance for you in our FAQ. Our experts will also be happy to provide you with individual advice.

Why is travel cancellation insurance important?

Travel bookings are often associated with high costs, and in the event of cancellation, substantial cancellation fees can be incurred. Travel cancellation insurance offers financial protection and helps to cover these costs if the trip has to be canceled for unforeseen reasons.

What is covered by travel cancellation insurance?

Travel cancellation insurance typically covers the following:

Illness: sudden and unexpected serious illness of the traveler or a close relative
Accident: accidental injury resulting in inability to travel
Death: death of the traveler or a close relative
Pregnancy: complications during pregnancy
Job loss: unexpected loss of employment
New job: unexpected commencement of a new job that prevents travel
Vaccine intolerance: unexpected intolerance to a vaccination that is required for the trip
Damage to property: serious damage to the traveler's property due to fire, flooding, burglary or natural disasters

What is not covered by travel cancellation insurance?

As a rule, the following are not covered

Cancellations caused intentionally
Illnesses or injuries that were already known before the insurance was taken out
Travel warnings or restrictions due to pandemics or political unrest (depending on the contract)
Cancellations for professional reasons that are not unforeseen
Cancellations for personal reasons without medical or compelling necessity

Who needs travel cancellation insurance?

Holidaymakers: Protection against the financial consequences of canceling a vacation trip
Business travelers: Protection against cancellation costs for business trips
Families: cover for family trips to be insured in the event of illness of a family member
Group travelers: Protection for group travel to be covered in the event of a group member canceling their trip

What is the difference to trip interruption insurance?

Travel cancellation insurance covers the costs incurred by canceling the trip before departure. Trip interruption insurance covers the costs incurred due to the premature termination or interruption of a trip that has already begun.

Can the travel cancellation insurance apply within the home country?

Yes, travel cancellation insurance is valid for trips abroad as well as for trips within your home country, provided the trip was booked in advance and cancellation costs may be incurred.

Travel Risk

To ensure that your employees or volunteers are always optimally protected on business trips or foreign assignments, our expert unit offers you a comprehensive range of services for your travel risk management. Rely on our expertise for the best possible protection for your employees or volunteers.